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Owning Your Own Furniture Has Never Been Easier!

With flexible furniture financing from FFO Home, you can enjoy your new furniture today! We make it easy to apply and get approved with custom financing solutions that fit your budget needs with no-credit-check options available.

We’re proud to offer digital versions of the financing options you have in-store so you can explore each option at your convenience to find the right one to meet your needs. Many offer online approval. If you are approved, you will be able to print your approval and bring it in-store to make your furniture shopping experience even easier.

Still have questions? Ask an associate in-store for more details. We’re always happy to help.

Take your time and browse all of our Furniture Financing Options below:

Enjoy $0 down No Interest for 36 Months if Paid in Full within 36 Months*.

On qualifying purchases of $2500 or more made with your FFO Home credit card. No down payment required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments required for 36 months.

Offer applies only to single receipt qualifying purchases. No interest will be charged on the promotional purchase if you pay the promo purchase amount in full within 36 months. If you do not, interest will be charged on the promotional purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing credit card holders should see their credit card agreement for applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time. Any discount, coupon, manufacturer rebate, or other promotional offer applied at time of purchase, will reduce your total purchase amount and may result in you not satisfying the minimum qualifying purchase amount required.

Apply online or in any store for your own FFO Home Credit Card & take it home today.

No interest if paid in full within 6, 12, or 24 months:

  • Any purchase qualifies for the 6 and 12 month offers
  • Purchases of $1,900 or more qualify for the 24 month offer

See below for details*.

The application is quick and easy and once approved, visit any of our FFO Home showrooms to find the furniture you want!

Click here to apply for your own FFO Home credit card.

After your account is set up, you can make payments or check your balance on-line anytime!

Click here to manage your Synchrony Bank account.

*Offer applies only to single receipt qualifying purchases. No interest will be charged on the promotional purchase if you pay the promo purchase amount in full within 6, 12, 24, or 36 months. If you do not, interest will be charged on the promotional purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing credit card holders should see their credit card agreement for applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

Take home the furniture you want today without the need for credit.

  • Pay as you go. Just make low monthly payments that fit your budget.
  • Build your credit. Every on-time payment helps build your credit history.
  • Service is included at no extra charge. Enjoy your furniture with no worries.
  • Pay in-person, by phone, or online.
  • 90-day purchase option available.

Click here to learn more or apply online now.

Available in Missouri, Arkansas, Oklahoma, Texas, and Mississippi.

Take your furniture home for $0 down with 90 day same as cash,12 month or 24 month terms available, and make equal payments on a weekly, bi-weekly, or monthly basis to fit your income schedule. No credit needed options available. Early purchase options are also available with no penalty. 

Click here to learn more or apply online now.

An additional no credit needed option with 12-month terms with equal weekly, bi-weekly, or monthly payment options available to fit your income schedule.

Click here to learn more or apply online now.

**Offer applies only to single receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 36 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing credit card holders should see their credit card agreement for applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

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